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Our Youngest Entrephilanthropist
Today's financial challenges are a testimonial to a growing need for specific education as more and more families and individuals become victims of their financial illiteracy. Such challenges are among major causes of bankruptcies, foreclosures, divorces, homelessness and even murder-suicide in some extreme cases.
While monetary issues seem to be the main source of such hardships, the root cause can be traced back to lack of character development in individuals. In response to this need, Mind Treasures has developed a unique curriculum "ABCs of Wealth" that combines character development with financial literacy, in order to raise an Entrephilanthropic generation that is mentored to become financially stable and independent, so it can use various forms of wealth (knowledge, expertise, money & time as well as physical, mental, emotional, and spiritual powers) to build and establish stronger families, neighborhoods, and a new world.
Through these programs, attendees learn to build a solid foundation in saving, investing, sharing, and spending by developing key character traits such as patience, responsibility, moderation, thankfulness, selflessness, generosity, truthfulness, and many more. This development is complemented by learning the goal setting, consultative decision making, borrowing, and budgeting processes. Furthermore attendees learn the value and concept of wealth and various elements of banking services, interest, credit, basic taxes, and much more. While participants attain the necessary understanding of financial systems during workshops, they are mentored to work as teams within their family, businesses, and community structure to implement and practice this knowledge in their daily financial lives as well as others around them. Our unique approach aims to empower children, youth, and adults to take a new role in elevating their family, neighborhood, and community social, educational, and economical status.
In addition to learning basic financial literacy skills, attendees participate in community building discussions and identify existing and potential future needs and challenges in their family, school, and community environment and propose solutions based on their resources, talents, and abilities. Through fun activities participants learn to apply their science, technology, engineering, and math skills to propose practical solutions to these needs and challenges.
Service learning element of this program provides opportunities for high school students and adults who complete the ABCs of Wealth curriculum to become mentors and role models for elementary students and help them with their various literacy (reading, math, writing, and financial) skills. A high school senior who completed the ABCs of Wealth program writes: “What I have learned in this program has prepared me for the sacrifices I’ll need to make for my future spouse and children.”
The ABCs of Wealth is currently implemented in selected San Diego schools (8th largest district in the nation) as daytime or after-hour enrichment programs.
Entrephilanthropy is act of organizing and managing any enterprise and venture usually with considerable initiative and risk to attain and accumulate various forms of wealth and resources such as knowledge, expertise, money, and time as well as physical, mental, emotional, and spiritual powers for the purposes of altruistic concerns for human welfare and advancement, usually manifested by utilization of such resources, by endowment of institutions of learning and generosity to other socially useful purposes.