Mind Treasures

Financial Literacy Programs

Course Details

Courses we offer are designed to give you the essential knowledge so you can make educated financial decisions on your own.

All course fees and schedules are set by local affiliates in their area. For registration information please visit the affiliate page for a program in your area. You can also sign up for on-line classes.

ABCs of Wealth Workshop
This 4 hour workshop is designed to create a solid foundation for your wealth management and acquisition journey. Adults learn that humans are born rich with hidden capibilites. Building wealth requires discovery and development of these potentials. Wealth can be applied to various aspects of human life; time, knowledge, life, finances and more. In this workshop, financial wealth is used as an example and tool for development of human mind. Following 8 modules are the elements of this workshop. ABCs of Wealth workshop is a prerequisite for all other workshops and individual modules.

Riding the Financial Waves

An overview of global financial systems; challenges we face, our potentials, importance of financial literacy, designing a plan of action, wealth management & acquisition and lastly appreciating and sharing the wealth we have.

Cooperation (Decision Making)

Making an educated decision and its detailed process is another key factor in our journey toward wealth. Attendees learn various elements of this process and the most important aspects.

Patience (Saving and Conservation)

Achieving financial goals requires saving and conservation of many wasted resources is a great start

Generosity (Sharing Wealth)

A major part of becoming wealthy is to be thankful and share the wealth we already have. There are so many people in our society that can benefit from our wealth.

Human Potentials

This module concentrates on discovering human treasures. What has influenced our current way of thinking and doing things that prevents us from becoming wealthy. Attendees also discover the power of partnerships (friends, couples, newlyweds, families and partners).

Purposefulness (Goals & Objectives)

In order to become wealthy, the individual must have the right mind set that is working toward an attainable goal. Couples, partners and families learn the importance of setting and putting all their efforts on one common objective.

Moderation (Managing Wealth)

This module presents the simple budgeting process and its importance in our daily lives. Tracking and reviewing wealth.

Responsibility (Borrowing)

Current global financial systems heavily relies on credit and borrowing. Understanding this system will enable you to take full advantage it.

Individual Modules
Each module is approximately one hour. Most of the classes are specific to the American financial system and some can be applied in various parts of the world.

Credit

Building and maintaining a perfect credit is essential to everyone's financial success. Once you have mastered the elements of credit system you will be able to enjoy its benefits.

Credit Cards

Using a credit card is like driving a car in a highway. Although driving seems easy, everyone must complete a driving school and obtain a license to understand the laws and be safe on the road. Most automobiles are capable of exceeding 100 MPH, however no one stops driving because they might get into an accident. Instead through training, you will be able to drive even at higher speed and be safe. Credit cards operate the same. Once you have learned how to use them correctly, you will be able to enjoy their many benefits.

Career Evolution

Careers don't start and end at the same company any more. We need to evolve from being an employee to self employed to business owner and finally to an investor. Ultimate goal: living on Passive Income.

Retirement

A steady stream of income for the golden years! This takes planning and discipline. 401(k), 403(b), Roth 401(k), IRA, Roth IRA, SEP IRA, College IRA ?. What is what?

Liabilities, Assets, Investments

Most people unconsciously concentrate on accumulating liabilities. Understanding how to create investments from your assets is a major part of your wealthy journey.

Estate Planning

Passing on your wealth to your heirs through your estate requires more than just a will, especially if your goal is to protect your assets from estate taxes. As your assets grow it is more and more important to plan your estate.

Taxes

Understanding basic tax laws is an essential element of your financial wealth. Knowing how to use various tax laws for your investments will help you achieve your goals.

Starting a Business

Turning that great idea from concept to a fruitful business is a major challenge. Understand how various business entities provide protection and which tax laws can benefit you.

Investing

Why do I need to invest? What am I investing in? I just work hard and will be wealthy at some point of time!

Buying a Home

Buying your first home is a major financial decision and responsibility. Selecting a competent real estate agent, looking in the right neighborhood and understating various terminologies and acronyms are among subjects discussed in this module. You will also learn how to determine what you can afford based on your budget worksheet.

Loans & Mortgages

Monthly payment or rate! Which one determines how much I can afford to borrow? APR, Rate, Point, Origination Fee, Escrow, Impound, PMI, ARM?. We will take the mystery out of the loans&mortgage process

Art of Negotiation

Bargaining or haggling is a method of obtaining goods at the best possible cost. This is the normal way of life for most cultures outside of the U.S. Learning where and how you can negotiate is an attainable art.

Advanced Wealth Management

Learn how to track and manage income, expenses, assets & liabilities using various software tools (MS Excel, MS Money, Quicken and QuickBooks).

Life Insurance

In this module you'll discover the importance of life insurance as well as basic knowledge of how each one works (whole or term).

Ongoing coaching & mentoring
Monthly support: up to 1 hour of one-on-one consultation and unlimited e-mail support in the areas of setting goals, making decisions, budgeting, and managing credit (building, maintaining and repairing credit).